In this scam, which was prevalent in the months after the passing of the Affordable Care Act (ACA) but still occurs, individuals may call or visit beneficiaries, claiming beneficiaries need to do something to retain Medicare benefits “because of Obamacare.” Some scam artists claimed beneficiaries needed to enroll in Obamacare.
It is important to remember that:
- The ACA was not originally referred to as “Obamacare,” but the term has become a popular and accepted nickname for the ACA and for the resulting Health Insurance Marketplace.
- The ACA did not affect Medicare, for the most part. It did initiate the gradual closing of the Part D donut hole by 2020; however, no action is needed by beneficiaries enrolled in Part D.
- The vast majority of Medicare beneficiaries are otherwise not affected by the ACA and it is, in fact, illegal to try to sell a Marketplace plan to a Medicare beneficiary.
Report Suspected Fraud
To report suspected fraud, click here.